BUYING YOUR DREAM HOME
When buying your dream home using FLAT RATE REALTY GROUP you will receive a 1% REBATE of the sale price of your new home and receive a check after closing! Here is what is included when buying your new home using FLAT RATE REALTY GROUP!
- We will be available 24 hours7 days a week for any comments or questions concerning the purchase of your new home.
- When you are ready to buy, We will provide a list of mortgage brokers to get you pre-approved to start looking for your new home.
- We will set up detailed, personalized criteria MLS search sent directly to your email and to our email so we can help with the search. The search will include detailed to fit your specific wants/needs including price, # bedrooms/bathrooms, school district and much more! Click FIND MY DREAM HOME to get started
- Updated MLS listing will be sent to you immediately when the new home goes on the market or a home is listed as "coming soon"
- When you find a home(s) that you are interested in viewing, we will set all appointment(s) to preview the home(s).
- When you find your new home that you want to make an offer on,we will negotiate a fair offer based on the value of comparable homes in the same neighborhood. Once you and the seller have reached agreement on a price, the house will go into escrow, which is the period of time it takes to complete all of the remaining steps in the home buying process. We will deliver the earnest money and option fee to the sellers agent.
- Typically, purchase offers are contingent on a home inspection of the property to check for signs of structural damage or things that may need fixing. We will arrange to have this inspection conducted within a few days of your offer being accepted by the seller. This contingency protects you by giving you a chance to renegotiate your offer or withdraw it if the inspection reveals significant material damage.
- Both you and the seller will receive a report on the home inspector’s findings. We will help you decide if you want to ask the seller to fix anything on the property before closing the sale. Before the sale closes, you will have a walk-through of the house, which gives you the chance to confirm that any agreed-upon repairs have been made.
- After the appraisal is complete, we will explain and go over and go over any questions you have. Lenders will arrange for an appraiser to provide an independent estimate of the value of the house you are buying. The appraiser is a member of a third party company and is not directly associated with the lender. The appraisal will let all the parties involved know that you are paying a fair price for the home.
- We will stay in contact with the lender to make sure all documents needed from you are provided so that your closing date is the date set. As you can imagine, there is a lot of paperwork involved in buying a house. Your lender will arrange for a title company to handle all of the paperwork and make sure that the seller is the rightful owner of the house you are buying.
- We will set a time for Closing. At closing, you will sign all of the paperwork required to complete the purchase, including your loan documents. It typically takes a couple of days for your loan to be funded after the paperwork is returned to the lender. Once the check is delivered to the seller, you are ready to move into your new home!
- Now to get started, click FIND MY DREAM HOME
Search Homes
Here you will find access to homes for sale throughout the market, including the entire MLS database of active listings.
Bridge Loans
Want to buy a new home then sell your existing home? We have lenders that offer these! Learn more now.
